Exness Account Types Compared: Standard vs Raw Spread vs Zero
Last updated: July 2026. "Zero spread" sounds like the obvious winner until you add the commission back in — the account that's actually cheapest depends on what you trade and how often.
The two pricing models
Exness accounts split into two structures: spread-only (all cost baked into the spread, no separate commission) and commission-based (tighter spread, plus a flat per-lot fee). Standard is spread-only. Raw Spread, Zero, and Pro are commission-based.
| Account | Model | Typical spread (EUR/USD) | Commission | Min. deposit |
|---|---|---|---|---|
| Standard | Spread-only | From 0.3 pips | None | $1 |
| Raw Spread | Commission | From 0.0 pips | Up to $3.5/lot/side ($7 round trip) | $200 |
| Zero | Commission | 0.0 pips on majors, ~95% of session | From $0.2/lot/side, instrument-dependent | $200 |
Why "0.0 spread" doesn't mean free
Raw Spread and Zero both advertise spreads down to 0.0 pips on major pairs — but both charge that gap back as a separate commission per lot. On Raw Spread, that's up to $3.5 per side, or $7 round trip, per standard lot. Zero's commission runs lower per side but varies by instrument, and its 0.0 spread guarantee only holds for roughly 95% of the trading session, not all of it. The full round-trip cost (spread + commission combined) is what actually determines which account is cheaper for a given trade — not the spread number in isolation.
Which account wins for which trader
- New or small-capital traders: Standard — $1 minimum deposit and no separate commission to track makes the total cost easiest to reason about, even though the spread itself is wider.
- High-frequency or scalping styles: Raw Spread generally comes out cheapest across most instruments, since the flat per-lot commission gets diluted by execution quality on tight spreads at volume.
- Traders focused specifically on major FX pairs: Zero can occasionally undercut Raw Spread on majors specifically, given its lower per-side commission on those instruments — but check the current commission schedule per instrument, since it varies.
For the regulatory and withdrawal context behind these accounts, see our full Exness review.
Bottom line
There's no universal "cheapest" Exness account — it depends on instrument and trading frequency. Standard removes the complexity of tracking a separate commission at the cost of a wider built-in spread; Raw Spread and Zero both require adding spread and commission together to know your real cost, and which of those two wins varies by instrument. Run the actual math on your typical trade size and instrument mix before picking based on the headline spread number alone.
Compare current Exness account terms →
FAQ
Which Exness account has the lowest total cost?
It depends on the instrument and trade frequency. Raw Spread generally has the lowest total cost across most instruments, but Zero can occasionally be cheaper on major FX pairs specifically due to its lower per-side commission there.
Does the Standard account really have no commission?
Yes — Standard is a spread-only account, meaning all trading cost is built into the spread itself (from 0.3 pips on EUR/USD) rather than charged as a separate per-lot fee.
What's the minimum deposit to open a Raw Spread or Zero account?
Both Raw Spread and Zero require a $200 minimum deposit, compared to $1 for the Standard account.